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Fraud Governance Advisor Senior - Phoenix Arizona
Company: USAA
Location: Phoenix, Arizona
Posted On: 01/20/2025
Why USAA?Let's do something that really matters.
At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all our employees served in our nation's military, but we all share in the mission to give back to those who did. We're working as one to build a great experience and make a real impact for our members.
We believe in our core values of honesty, integrity, loyalty, and service. They're what guides everything we do - from how we treat our members to how we treat each other. Come be a part of what makes us so special!
This position can work remotely in the continental U.S. with occasional business travel.The OpportunityAs a dedicated Fraud Governance Advisor Senior, you will promote risk and compliance-awareness and the overall effectiveness of risk and compliance management programs, risk analytics and operations in the Financial Crimes Organization. You will partner and collaborate with Compliance and Risk Management, as well as Business Operations, IT, Audit Services, and Legal to support risk and compliance-based initiatives. You will be responsible for supporting business leader adherence to the established risk framework to ensure documents, programs, processes, procedures and product initiatives align with regulatory, legal requirements, and fraud policies and standards; including process, risk and control inventory (PRCI), risk and control self-assessments (RCSA), identification and evaluation of control effectiveness, identifying control failures, facilitating risk and compliance remediation, and monitoring of the first line of defense to minimize risk exposures and strengthen the overall control environment. You will manage risk assessment data and use critical thinking to identify key data-driven insights tied to first line of defense.What you'll do: - Guides and facilitates cross-functional team members in the implementation, management, and oversight of fraud risk management workstreams, projects and solutions.
- Applies subject matter expertise of fraud risk management requirements, policies, laws, and regulations to influence business strategies and solutions and advise the business on how to strengthen and lead fraud risk requirements on business action plans, projects, or operational requests.
- Contributes to the execution of risk assessments with business partners and the lines of business to resolve impact and solutions.
- Identifies operational inefficiencies and emerging fraud management risks, compliance, and control issues in the operating environment, concurrent with implementing action plans to mitigate business impact.
- Provides guidance to functional areas within Enterprise Fraud Management on regulatory requirements and requests to ensure proper execution of conduct examinations.
- Leads and responds to regulatory requirements and requests and ensures the execution of conduct examinations.
- Periodically briefs executive management on enterprise projects and initiatives that may impact fraud risk.
- Serves as a mentor to peers and team members for assigned area of responsibility.
- Develops and executes training plans tied to fraud risk management through understanding of regulatory and industry trends.
- Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.What you have:
- Bachelor's Degree OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
- 6 years of operations experience in a relevant functional area to include financial services, Fraud, AML, compliance, risk, audit, third party risk management or other related operational areas that support fraud risk management initiatives within the business.
- 4 years of fraud, compliance, risk, audit, or regulatory related experience with accountability for projects, programs, processes, or policies.
- Proven knowledge of relevant laws, regulatory, compliance, industry regulations and regulatory data sources.
- Demonstrated analytical, organizational, and problem-solving abilities requiring a high attention to detail to identify fraud risks and trends.
- Strong communication skills with the ability to collaborate and execute among cross-functional teams, including all levels of the organization and with external regulatory agencies.
- Knowledge of federal laws, rules, and regulations, to include: PCI, REG CC, REG E, UCC, FCRA, BSA/AML, Elder Financial Exploitation guidance, OCC Fraud Risk Management 2019-37.What sets you apart:
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