Mortgage Pre-Underwriter - Pre-Approval Manager - Garden City Idaho

Company: Fulcrum Home Loans
Location: Garden City, Idaho
Posted On: 11/21/2024

We are currently seeking an experienced and detail-oriented Mortgage Pre-Underwriter (or as we call it, a Pre-Approval Manager) for our dynamic lending team. This position combines the skillset of a Mortgage Pre-Underwriter and a Loan Officer Assistant. You will be responsible for analyzing and verifying real estate loan applications while evaluating risks for pre-approvals. The ideal candidate will have several years of mortgage underwriting and/or processing experience, understand how to do income calculations, possess a can-do attitude, and have a proven track record of providing solutions in the mortgage lending industry.



This is an in-office position, NOT work from home.



If you are looking for an excellent position that will help you reach your financial goals, start your application today!

Responsibilities:
--- Effectively guide clients through the Pre-Approval Process
--- Gather all necessary information and documentation needed to effectively analyze borrower's qualification for Conventional, FHA, VA, USDA, and Non-QM programs
--- Pull Credit
--- Income analysis
--- Structure loan file in alignment with borrower's financial goals
--- Clearly and joyfully communicate to both borrowers and Realtor partners throughout every step of the Pre-Approval process
--- Manage, organize, and fully utilize CRM, internal efficiency systems
--- Proactively innovate new ideas to increase client retention
--- Consistently execute follow-up protocols
--- Prioritize actions and time spent within daily/weekly/monthly team KPI's

Qualifications:
--- NMLS License, or willing to obtain NMLS License upon hire
--- High attention to detail and analytical skills
--- Strong problem-solving skills, ability to think outside the box, and a---can-do---mindset
--- Team player with a team goal-oriented mindset
--- Strong written and verbal communication, and customer service skills
--- Ability to use standard Microsoft Office products, as well as the ability to learn and quickly implement new systems
--- Prior experience in finance, mortgage lending, real estate, or title/escrow, is recommended,---but not required

About Company:
At Fulcrum Home Loans, our passion is clear: We are here to help clients fulfill their dream of homeownership and provide unmatched client experience at every interaction. We are the #1 brokerage in Idaho and are the fastest-growing mortgage broker in the Pacific Northwest. More...

Register an account with us and set up job agents! We'll email you immediately when jobs like this are posted on our site.